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PayPal Launches PYUSD Payments as SEC Delays Major Crypto Decisions

PayPal has introduced its new payment service, allowing merchants to accept payments in over 100 cryptocurrencies, utilizing its own stablecoin, PYUSD. This significant addition to PayPal’s crypto offerings is part of an ongoing strategy to enhance its role in the cryptocurrency economy. Meanwhile, the U.S. Securities and Exchange Commission (SEC) has delayed its decisions on the proposed Truth Social Bitcoin ETF and the Grayscale Solana Trust, pushing back regulatory timelines that have garnered considerable attention in the market.

PayPal Expands Payment Options with PYUSD

The newly launched service, branded as “Pay with Crypto,” enables small businesses to convert various cryptocurrencies into PYUSD. This stablecoin, developed in partnership with Paxos, is designed to facilitate instant transactions while significantly lowering fees compared to traditional international credit card processing. Initial fees will be set at 0.99% for the first year before increasing to 1.5%.

According to PayPal CEO Alex Chriss, the service aims to alleviate the high transaction costs often associated with international payments. “Paying high transaction fees for international payments is a challenge we are addressing,” Chriss stated. The feature will launch in the United States and will support major cryptocurrency wallets such as Coinbase, Binance, and MetaMask, along with various meme coins, depending on liquidity.

Since its inception, PYUSD has quickly risen in prominence, now ranking as the 12th-largest stablecoin with a market capitalization of approximately $900 million. It is important to note that PYUSD is not insured by the Federal Deposit Insurance Corporation (FDIC) or the Securities Investor Protection Corporation (SIPC).

SEC Postpones Key ETF Decisions

The SEC’s decision to delay its ruling on the Truth Social Bitcoin ETF, proposed by Trump Media & Technology Group, has pushed the review period to September 18, 2025. The ETF proposal, which was initially filed in June 2025, could potentially deepen the Trump family’s involvement in the cryptocurrency sector if approved. The SEC indicated that it requires additional time to assess the proposal and the implications it presents.

Additionally, the regulatory body has also postponed its verdict on the Grayscale Solana Trust, with a new deadline set for October 10, 2025. Other firms, including VanEck and Bitwise, have submitted similar proposals, reflecting the growing interest in Solana-based investment products.

Former President Donald Trump has shown support for cryptocurrency-friendly policies, including the recent appointment of Paul Atkins as SEC Chair, which underscores a broader push to position the United States as a leader in crypto innovation.

Avalanche Partners to Enhance Tokenization

In another noteworthy development, the Avalanche blockchain has secured a partnership with Grove and Janus Henderson, committing $250 million to bring tokenized assets onto its network. This collaboration aims to launch two investment funds, the Anemoy AAA CLO Fund (JAAA) and the Anemoy Treasury Fund (JTRSY). The JAAA fund will focus on collateralized loan obligations, while the JTRSY fund will target short-term U.S. Treasury bills.

Both funds will be issued on Centrifuge, a prominent platform for tokenizing real-world assets (RWAs). This partnership is expected to more than double Avalanche’s previous RWA value, which stood at $195 million. Although Ethereum currently dominates the RWA market with a 59% share, Avalanche’s new initiatives position it as a competitive platform in the tokenization landscape.

The integration of stablecoins and the expansion of tokenized assets indicate a significant trend towards mainstream financial systems embracing blockchain technology. As regulatory decisions unfold and partnerships deepen, the cryptocurrency market is likely to continue evolving rapidly, shaping the future of digital finance.

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